Mortgage / Home Equity Loan (Number
of late payments in past 12 months)
Installment Loans / Revolving Credit (Number
of late payments in past 12 months)
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*
This is an approximate rating. Different lenders may grade
you somewhat higher or lower, depending on their internal underwriting
requirements. Also, the elements which influence your credit rating
are often subject to interpretation. There may be mitigating factors,
such as a layoff for example, which are not likely to reoccur. |